Special Power Of Attorney Contract Signing
I remember when my brother’s girlfriend/wife went into the house to let me sign a contract. I think they sent her because she’s a female and it’d be easy to convince me because I’m a man. It was already fishy to begin with because they want me to sign a contract to transfer the contract holder from me to my brother’s name granting him 100% control of my mother’s Cocoplans Valued Investment Plan on which I was to inherit as I’m the Designated Beneficiary.
Their sales pitch to me was this “We’ll help you get this done so it won’t be a hassle on your side.”. Of course, I would be trusting as they’re my kin. They said to help me get the ₱190,000 cash.
One thing I notice for sure, she always pops up every time I’m exhausted from work or from doing home exercise/workouts. Probably a strategy they came up with because what info I know about her background is her specialty in sales. It’s a persuasion tactic per se.
They Have Connections With Cocolife Cebu?
She tried to act “helpful”.
I Cancelled My Agreement To The Contract
I told my sister to not push through with sending the contract because it started feeling not right. My sister agreed to tell my brother and his girlfriend to not continue sending the contract as I will be the one to claim it since I’m supposed to be the “Designated Beneficiary” and my siblings are just “Contingent Beneficiary”. My gut feeling tells me this might be a scam. I hope I’m not in the wrong. I still have to study more about laws like this in the Philippines.
Sadly, me and my sister actually had a verbal agreement that I will be the one to claim the benefits because I was already in doubt of this. My bad move was not having a video recording of our personal conversation as a documentation of a verbal contract. Maybe if they read this blog post they will delete the messages in Facebook.
Contact With Cocoplans Headquarters
I contacted Cocoplans headquarters and inquired about my mother’s Valued Investment Plan. We discussed about how to claim the plans and they sent me an email. What I lacked and had the most problem was getting my mother’s Death Certificate from Philippine Statistics Authority in Cebu City as my mother died in Leyte and they told me it takes time before it’s made available online. They claim it can be as long as 7 months to 1 year. That obstacle lagged me the most.
I received an email after a couple of days of following-up. This is the one they sent me. Cocoplans gave me the requirements needed to claim the Value Investment Plan. It’s even indicated in the email that I’m the rightful person to claim the benefits as I’m the designated beneficiary according to Oliver A. Cabbuag the Head of Customer Service Department, Finance and Administration of Cocoplans Headquarters.
Them Splitting The Money Was A Surprise
I never agreed to split the money. However when the money arrived. It was split three-way. This is the part where I think I was duped. It kept me thinking: How did it push through when I contacted Cocoplans Headquarters that I will be the one to claim the benefits?
Paying Money To Someone I Never Owed
When the cash was split, my older sister Everisza deducted ₱10,000 from the supposedly equal split because I have to pay her husband Alan the money they owed from him. Why would I pay them that additional amount of money? I’m not even involved in their business agreement. As far as I know the business partners were my Mother Conchita, Alan, Sister Everisza, and Brother Rochiel.
I remember when my mother was scammed for a certain amount of money while she was still alive being a breast cancer patient. Both my brother and sister said my mother was scammed for ₱1.6 million and I will also have to pay for it. Why would I pay for something I’m not even involved in?
I’ve been thinking the scams that my mother has been through contributed in the fast progression of her breast cancer. They must have taken advantage of mother’s condition and mental health. I wish to bring justice to people that did this to her.
I don’t know if this is the appropriate place to discuss this. It’s been puzzling to me how my sister remarried in the Philippines when divorce hasn’t been legalized yet. I’m bringing this up since divorce has been a large issue in the Philippine news by the start of 2025. She was legally married before under the surname Lauza but remarried again and now has the name Chu. I did a quick Google search about marriage laws in the Philippines so I’m not sure if this is accurate. There is legal separation in the Philippines but you’re not allowed to remarry. Remarrying is only allowed in divorce. I don’t how she pulled it off as divorce isn’t even legal in the Philippines yet.
Speaking Out For Protection
I’m writing this to protect myself from potential harm. Who knows what they will do to get anything from me. They became aggressive against me since the death of my beloved mother. I’m thinking this is due to envy of any inheritance I’m going to potentially obtain. We’re not a rich family. I also have my own pursuit when it comes to investments. I don’t rely on my parents for success. I work hard on my own money to invest in business and assets. This is probably caused by their insecurity in their lives that they don’t want me, their youngest brother to surpass them. I’m thinking they just want me to stay the same image as what they saw me as a child…forever helpless. I’ve been thinking about this for a long time: Should I become an Investigative Journalist to protect people against evil?